New Homebuyer ACTION in 2024:

Lessons Learned, Goals Set, and How to Navigate the Home Buying Adventure!

As we embark on the exciting journey that is 2024, at Team Chedester- we’ve chosen a word that sums up our game plan for the year: ACTION! 🚀

Lessons Learned from 2023: A Lot of Waiting... Didn't Do Any Good!

We get it; waiting around isn't our forte either. Last year taught us that sitting idle won't unlock the doors to homeownership. So, let's bid farewell to the waiting game and usher in a year of proactive strides!

Speaking of strides, let's talk about goals! 

Your dream of becoming a homeowner matters too much to stagnate. 

Whether you're a first-time homebuyer or seasoned in the market, envisioning that dream home requires action. It's like waiting for a pot to boil – it doesn't happen if you just stare at it! 🍲

Encouraging Action in 2024: What That Can Look Like

1. Budget Like a Pro:

Ever tried juggling flaming torches while riding a unicycle? Okay, maybe not, but managing finances can feel just as daunting. Take action by creating a budget that aligns with your home-buying goals. What’s your ideal monthly payment look like? How much savings can you work towards? When you plan for your future home, factor in mortgage payments, maintenance costs, and a little extra for those unexpected surprises or exciting DIY projects. 

2. Debt Consolidation Dance:

Let's waltz our way through those outstanding debts! Consolidating debt can streamline your finances and boost your credit score, paving the way for a smoother mortgage approval process. It's like tidying up before the guests (at your dream home) arrive!

[An awesome mortgage lender can help you make a strategy with your budget and debt to help you reach your goals! You might even be better off than you realize, so it’s important to reach out to a local mortgage professional sooner, rather than later!]

3. Data Integrity/Updates:

Imagine trying to GPS your way through an unfamiliar city without updates – chaos, right? Ensure your financial map is accurate by regularly updating your data. Keep tabs on your credit score, income, and any changes in your financial landscape. This will make your mortgage journey smoother than a well-maintained highway.

It’s also important to double check that all your information (like your name and address)  is correct and up-to-date on your documents.

• Paystubs

• ID

• W2 forms

• Bank Statements

Solid info from the start means fewer interruptions during your mortgage journey.

Yes, we love that for you!! 

4. House Projects Hustle:

Are there lingering repairs or improvements in your current abode? Don't let them pile up like a stack of overdue library books. Tackle them head-on, not only for your comfort but also to enhance your home's market value. It's like giving your home a makeover, and who doesn't love a charming Cinderella story?

5. Moving Marvelously:

If relocating is part of your plan, start strategizing your move now. If you’re even THINKING about moving this year- now is the time to connect with a mortgage lender to prep your  pre-approval options.

You’ll have to take care of the paperwork and documents at some point during the process, getting it out of the way sooner rather than later leaves more time to scout neighborhoods, research schools, and get familiar with the local burger joints – priorities, right? 

Taking action early ensures you're ready to pounce on that perfect home when it hits the market.

6. Planning for the Future:

Picture this: You've secured your dream home, and now you're sipping iced tea on the porch. Blissful, right? But this picturesque scene requires future planning. Explore mortgage options, set realistic timelines, and strategize for the long game. It's like planting seeds for a garden – nurturing today for a blooming tomorrow!

In the mortgage industry, timing is everything. 

The market moves fast, and those who hesitate may find themselves sitting on the sidelines.

Our word of the year, ACTION, isn't just a catchphrase; it's a call to arms. 

It's about taking control of your homeownership narrative, making decisions today that will shape your tomorrow.

Remember, the early bird gets the dream home! 

So, lace up those action boots, dust off the dream blueprint, and let's make 2024 the year you turn those homeownership dreams into reality.

Ready to take action? Reach out today!