You deserve a GREAT mortgage lender on your home buying journey.
Why do we emphasize a “great” lender? Because not all lenders are great.
Unfortunate, but true.
We say a great lender is someone who:
Cares about you and your financial confidence.
Asks you questions to make sure they have a clear understanding of your unique situation.
Communicates often throughout the process.
Keeps you updated and checks in often.
Looks for you, the neighborhood & the community to succeed.
Even more, they help you actually understand what’s going on so you can be an informed and confident home buyer.
A great lender finds creative solutions to help you reach your goals.
Maybe that’s taking a different approach to the loan product. Or perhaps, when an underwriter initially tries to deny a loan, a great lender will ask “why” to find a resolution that works for everyone.
A great lender treats your loan like it’s their mom’s loan. (Ain’t nobody messin’ with Mama!)
A great lender will do everything they can to ensure the loan closes on time. Sure, things come up - but a great lender will work smarter and harder to keep everything running smoothly.
A great lender is going to stay in touch beyond your closing date. Because you matter even after your loan is complete.
So how do you know if you’re working with a great lender? That’s a great question.
And that’s what you do. You ask questions.
10 questions to ask your mortgage lender to know if they’re great or meh:
How much house can I afford based on my monthly budget?
What are the qualification guidelines?
How do you make money?
What can I expect in closing costs?
What documents will I need to provide?
What could slow down the approval of my loan?
Why do you pull my credit report & scores? ( ALSO - Why are your scores different from the ones I see on my credit monitoring?)
What programs do/don't you offer?
If I don't qualify right now, what can you do for me?
Will you be available if I wait 6 months or longer to buy?
You deserve a mortgage you understand, are comfortable with, and can afford. And you deserve to have a GREAT mortgage lender on your side along the way.
Don’t settle for anything less!
And if you’re wondering “where do I find such gems”? Another great question!
Team Chedester - mortgage professionals serving homebuyers in Iowa, Nebraska & South Dakota - are beyond great.
And we’re more than happy and EXCITED to provide exceptional service in support of your home ownership goals.
Get to know our team here.
Any questions? We’re here for you!