Team ChedesterPublished on: 01/18/2026The 2026 FHA loan limit for Des Moines is $524,225. Learn how this cap affects how much home you can buy and what to do if you need more financing.
Team ChedesterPublished on: 01/09/2026Federal bond buying can shift mortgage rates — but the impact isn't immediate or guaranteed. Here's what Iowa homebuyers should understand about the connection.
Team ChedesterPublished on: 01/02/2026A low appraisal doesn't have to kill your Des Moines home purchase. Learn your options when an FHA or VA appraisal comes in below the purchase price.
Team ChedesterPublished on: 11/26/2025Your Credit Karma score and your mortgage score are different — and the gap can surprise you. Learn why, and what your real mortgage score looks like.
Team ChedesterPublished on: 11/13/2025A temporary rate buydown lowers your payment in the early years of your loan. Learn how 2-1 buydowns work across FHA, VA, USDA, and conventional loans.
Team ChedesterPublished on: 10/31/2025Should you lock your mortgage rate now or wait for it to drop? Learn the pros and cons of floating vs. locking so you can make a confident decision.
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